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August 12, 2013

Retirement Living: Save Big With Online Coupons and Deals

Older adults come from a generation of people who value their hard-earned money and know how to make it last. Many have money-saving practices like clipping coupons out of the daily newspaper down to a science. But these days, there are many more ways to get discounts on groceries, restaurants, and services.

The Internet has opened up a whole new world of savings. Not only can you bargain shop from the comfort of your couch, but there are websites that both aggregate and offer big discounts with coupons. Many stores are also evolving to offer discount coupons and special price reductions for people who visit their websites.

Daily Deal Coupons

Daily deal sites like Groupon and Living Social offer deep discounts on restaurants, hotels, event tickets, beauty services, and a variety of other goods and services. To use these websites, you simply sign up with an email address. When you see a deal you want for example, $20 to spend on yoga classes for $10—you purchase the coupon with a credit card. You’'ll be charged $10 up front, but when you visit the restaurant you can redeem your coupon that’s good for $20, thusly getting half off your food and drinks.

As the name implies, the deals can only be purchased for a limited time, so it’'s good to check these sites daily if you’'re hunting for a particular bargain.

Savvy Shopping Tip: Be sure to read the fine print so you know exactly what you’'re getting. Some deals have limitations on when and how you use them.

Also, write down the date the deal expires to take full advantage of your investment. If your coupon does expire before you get a chance to use it, the business should still honor the original amount you paid.

Coupon Compiling Sites

Coupon aggregators like The Krazy Coupon Lady, Passion for Savings, and Coupons offer gigantic databases of coupons you can download and print. These include everything from coupons for $1 off tea to discount codes for free shipping from major retailers. These websites are large and packed with lists of coupons and discounts.

You might find the quantity of available coupons a little intimidating or completely invigorating depending on how comfortable you are digging through lists of offers. If these sites are too dense for you, try going directly to product manufacturer websites like General Mills or Nestle for an easier deal search.

Savvy Shopping Tip: Remember, there’s no such thing as a free lunch. Many coupon sites will ask for your information, including an email address, before releasing a deal to you. It might be wise to start a special email account just for coupons to keep your personal email account spam-free.

Also, decide how much personal information, such as your name, address, phone number, or age, you feel comfortable sharing. Don’'t hesitate to leave a website that asks you for information you’'re not willing to share. Never give out your social security number or financial information. If you are going to make a purchase online, only buy from recognized, trustworthy retailers and use a credit card.

See the blog “How Older Adults can Protect Themselves from Online Scams” to better protect your personal information when searching for online coupons and deals.

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