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August 08, 2013

3 Reasons Older Adults Should Consider Working Part-Time Jobs

For many people, retirement means they finally have the time to spend on personal interests like traveling, volunteering, and other hobbies such as gardening and woodworking. And while these activities are highly enjoyable, not all older adults are ready to leave the workforce entirely after retirement. Older adults are staying healthy and active longer these days, and many would like to keep working.

If you don’t want the stress or long hours of continuing your former career, but you’'d like to stay active in the workforce, a part-time job may be for you. Part-time work can be a good middle ground for adults who want to keep working, but still want to enjoy the benefits of retirement.

Boost Your Bottom Line

One of the biggest perks of part-time work is the paycheck. Many retirees live on a limited budget, so extra money can really add some cushion to your finances.

If you have reached full retirement age, additional income produced by part-time work will generally have no effect on your social security check. If you are younger than full retirement age, you can make up to $15,120 per year without it affecting your social security benefit. If you earn more, $1 will be deducted from your benefit for every $2 you earn above the limit. Remember, if you retire mid-year, you may have already reached the annual limit.

Do What You Love

When you were working hard to grow your career, you may have set aside your passions in favor of better job prospects and stability. When you take on a part-time job, however, you can let your heart lead the way.

Do you love gardening? You can search for work with the local parks department or at a retail garden center. Adore children? You may enjoy work at a summer camp or daycare center.

If you truly loved the work you did prior to retirement, you may even find work consulting so you can share you knowledge and maintain a presence in your favorite field. Part-time work later in life is an opportunity to do something you enjoy and find personally fulfilling.

Stay Active and Use Your Skills

Keeping mentally and physically active will help you maintain your good health as you grow older. A study published in 2009 in the Journal of Occupational Health Psychology showed people who abruptly stop being active after retirement suffer more serious health issues than people who transition to retirement through temporary or part-time jobs.

A part-time job can keep your mind and body moving. Your co-workers may benefit from the knowledge you can share with them and be inspired by your vigor for life!

Want more tips on staying healthy and active during your retirement years? Download “Remaining Active: How to Begin a Regular Exercise Routine” today!



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