There is a lot to discuss when it comes to Long-Term Care Insurance. Elimination periods, proof of need, and rising premiums, are all part of the conversation. Long-term Care Insurance is designed specifically to cover home care, assisted living, and nursing home care for those who can’t take care of themselves. What it doesn't cover are the unexpected and shorter term issues many aging adults encounter. This is where a Kendal at Home membership can help fill the gaps for seniors looking to age in place. You can read more at the link below.
Medicare and Medicaid are programs we hear about a lot. Many people operate on the assumption that Medicaid and Medicare will cover their care expenses when they get older, but what they don't understand is that one will only cover costs on a vey limited basis, and the other will only cover costs when you reach certain poverty guidelines. To learn more check out the video linked below.
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