FAQs

Kendal at Home, a not-for-profit organization established in 2004, is a distinctive life plan at home program. It is designed for older adults who are healthy and independent, want to plan for their retirement and wish to remain in their home as they age.

Essentially, our life plan at home program offers a holistic solution empowering older adults to navigate their retirement years with confidence. This comprehensive framework rests on three foundational pillars: a robust plan for healthy aging, mindful care coordination and advocacy, and financial coverage to address emerging care expenses.

No. We serve as your partner and advocate by proactively guiding your journey as you age. Should needs arise, we will coordinate and manage the care you need, when you need it with home care and therapy partners that have been vetted by our care coordination team.

The Kendal at Home program offers a significantly broader scope of coverage compared to conventional long-term care insurance. With our focus on proactive wellness, our comprehensive healthy aging initiatives begin the moment you join, guiding you on a journey of proactive self-care. In contrast, long-term care insurance operates reactively, activating benefits only once specific conditions are met. These conditions often necessitate assistance with at least two activities of daily living, entail a waiting period of 90 or 120 days, and frequently impose limits on benefits, either in terms of monetary value or duration.

Yes, you will need to retain your health care coverage. Our program does not take the place of your medical insurance. We may assist in the coordination of benefits - for example, therapy services and durable medical equipment may likely be covered by Medicare and/or your supplemental coverage, but we can assist you in coordinating the benefit and overseeing the implementation of those services.

Kendal at Home offers several membership options designed to meet an individual’s unique needs. Members can choose to join our Foundation Plan which provides access to our healthy aging and care advocacy benefits, or they can add our care coverage component which provides the choice of 4 different levels of financial benefit. Costs of membership is based on one’s age at joining and the membership level chosen. Fees are discounted for two people in the same household.

Kendal at Home operates as a membership program providing various care coverage options, and thus, applicants are required to meet specific health-related criteria for acceptance. Individuals with good health are more likely to be accepted into the program. Delaying enrollment until a care need or crisis emerges may restrict membership options. Making the decision to join sooner rather than later is prudent, as waiting too long could result in missed opportunities.

The Kendal at Home program is portable throughout the 48 contiguous United States for travel or a permanent move.